Payment is collected by PayPal. You don't need to create a PayPal account if you want to pay with a credit or debit card.
When you checkout, you will be redirected to the PayPal site. Instead of choosing the option to create an account, simply choose to pay via credit/debit card, enter your details and pay.
Once the transaction has been verified, you will be sent a download link to your product, and also be able to login on our site and download.
You may use Bank to Bank method. After purchasing, use the bank info to send payment from your bank. Please ensure exact amount in GBP (not your currency) is sent.